The truth about auto insurance quotes in Florida
Because the Internet has made it so effortless to track down multiple auto insurance quotes, most people believe this process to be as simple and as straightforward as it gets. Nothing could be further from the truth.
Sure, it’s a lot easier to get your hands on reliable and accurate auto insurance quotes today than it ever was in the past. But at the same time, it’s a lot easier to get suckered into illegitimate or “massaged” auto insurance quotes that end up locking you into much more expensive policies than you ever would have expected them to be – just because you aren’t sure of what to look out for.
When you’re done with this quick guide, you aren’t going to have to worry about that anymore!
Not all auto insurance quotes are created equally
The first thing to really be aware of is the fact that not all auto insurance quotes are created equally, no matter how hard or how aggressively a company would like to lead you to believe that.
Each quote is going to be based on a variety of different facts and figures, some of which are going to be dependent upon you as a driver (and pretty standard across the board) but a lot of them that are going to be dependent upon their operation as an insurance company.
This is why insurance prices can vary so wildly from one company to another, and why you will have to really break down all elements of auto insurance quotes before moving forward.
A single quote is next to useless when making purchasing decisions
Secondly, a single quote in the auto insurance world is next to useless when you are getting ready to make purchasing decisions.
You are going to want to receive multiple quotes from multiple companies (at least three to compare and contrast), but it’s also a good idea to receive multiple quotes from a single company that you are comparing against other operations – just to see if you can get a better deal through some solid negotiating.
Always ask about auto insurance discounts before accepting a quote
You’ll want to be sure that you ask about any auto insurance discounts available from that particular company before you accept any auto insurance quotes. The odds are pretty good that they are some deals, discounts, or rebates that you’ll be eligible for, parameters that can dramatically reduce the amount of money that you are asked to spend on your insurance premiums.